Insurance and Payment Options

Payment arrangements, whether through an insurance company, employer, family, friend, and/or patient,
must be made with the Patient Accounts Office prior to admission. 

Effective and timely intervention is critical to recovery; paying for treatment should not prevent an individual from receiving services. Recovery Center Missoula works with all insurance providers to facilitate the greatest benefit from your coverage. In some cases we can offer a sliding scale fee to help offset treatment costs. We accept all major credit cards. Medicare does not cover inpatient treatment services. If you are uninsured, you may qualify for the Montana Medicaid HELP program  (Click link to go to application site).

Treatment consists of an individualized program; therefore, the total cost of treatment depends upon such variables as level of care, length of stay, pharmacy, labs, and psychiatric services provided.

Recovery Center Missoula Admissions Team can assist in confirming benefits with your insurance provider and determining an approximate out-of-pocket expense.


Financing Options

Recovery Center Missoula has partnered with OnSpot Financing and Prosper (American) Healthcare Lending corporations. OnSpot is a local program sponsored through Missoula Federal Credit Union. Prosper (American) Healthcare Lending is the premier financing company in the behavioral health industry, with over $5 billion funded and over 300,00 loan inquiries services through their lenders. Both organizations are a pleasure to work with. We highly recommend you to access these options for your treatment costs.

OnSpot Financing, by CU Direct, connects consumers with local credit union financing at the point of purchase (POP). From medical providers, store retailers, and in-home resellers, OnSpot can automate the loan approval and funding process.

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Prosper Healthcare Lending is the premier financing company in the healthcare industry.  With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
•    Immediate decisions without affecting your credit!
•    Longer terms for lower monthly payments
•    No collateral required
•    No prepayment penalties
•    Fast & easy loan inquiry process
•    100% Confidential

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